Map of the AI Act
Fraud reporting portal at a bank: why the law enforcement exception drops out
The map shows what hangs off this object: who carries the duty, what it calls for, what it is evidenced by and what it rests on. Click an object and it becomes the new centre.
On a small screen the map reads as a path rather than as a network.
example
Fraud reporting portal at a bank: why the law enforcement exception drops out
A bank opens an AI-driven reporting portal where customers can flag suspected fraud around their payment account or loan. The system asks follow-up questions, categorises the report and routes it to fraud detection and, where money laundering signals appear, to the internal reporting team. Because the portal concerns criminal offences, the bank assumes the disclosure duty for direct AI interaction does not apply.
Read at 27 Jul 2026. What did not yet apply on that date is not shown here. The Digital Omnibus enters into force: the requirements for high-risk systems move back and article 4 takes its current wording.