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Praxikon

Map of the AI Act

Webshop builds its own consumer credit check: what belongs in the file

The map shows what hangs off this object: who carries the duty, what it calls for, what it is evidenced by and what it rests on. Click an object and it becomes the new centre.

On a small screen the map reads as a path rather than as a network.

example

Webshop builds its own consumer credit check: what belongs in the file

A non-food retail chain lets customers pay later in its webshop and decides at checkout whether a consumer qualifies. The team builds that assessment system in house, on top of a pre-trained model supplied by a vendor. The question is what has to be on record before the feature goes live, and who has to put it there.

relates to

Back to the whole regulation

Read at 27 Jul 2026. What did not yet apply on that date is not shown here. The Digital Omnibus enters into force: the requirements for high-risk systems move back and article 4 takes its current wording.