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Praxikon

Map of the AI Act

Webshop builds its own consumer credit check: what belongs in the file

The map shows what hangs off this object: who carries the duty, what it calls for, what it is evidenced by and what it rests on. Click an object and it becomes the new centre.

On a small screen the map reads as a path rather than as a network.

example

Webshop builds its own consumer credit check: what belongs in the file

A non-food retail chain lets customers pay later in its webshop and decides at checkout whether a consumer qualifies. The team builds that assessment system in house, on top of a pre-trained model supplied by a vendor. The question is what has to be on record before the feature goes live, and who has to put it there.

relates to

Back to the whole regulation

Read at 2 Dec 2026. What did not yet apply on that date is not shown here. The transition period for machine-readable marking ends and the new prohibitions apply.