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Actorv1.0.0

Credit or insurance deployer

A deployer of the relevant creditworthiness or life and health insurance systems in Annex III point 5(b) or 5(c).

The official source remains authoritative. This is general information about obligations and not legal advice. See this object on the map

Address and citation

This object has an address of its own that is never renamed or reused. Store the identifier in your own file, not the title or the link.

Identifier
praxikon:eu:ai-act:actor:credit-or-insurance-deployer
Payload hash (sha256)
708f7cf67870d5dee4af13b996f46aa5bf169cc0c6dbb59da14d300ee15052e0

Citation line

Praxikon, "Credit or insurance deployer", praxikon:eu:ai-act:actor:credit-or-insurance-deployer@1.0.0, dataset praxikon:sys:registry:dataset:ai-act-implementation-graph 2.1.0 (schema 1.4.0), effective_at 2026-08-08T00:00:00.000Z, known_at 2026-08-14T00:00:00.000Z, sha256 708f7cf67870d5dee4af13b996f46aa5bf169cc0c6dbb59da14d300ee15052e0
Version
1.0.0
Legal time (effective_at)
1 August 2024
Knowledge time (known_at)
8 August 2026
Closed on
Not closed
Topics
fundamental-rights, high-risk

Review status: Editorially reviewed (8 August 2026). Next check due by 4 February 2027. The check date is the knowledge date of this version; no later recheck has been recorded.

What this object links to

Every relation appears below as a path: from the source with its locator, through the conditions and exceptions of the object carrying the relation, to the consequence. A locator belongs to a statement in the data and not to a relation, so the source is the source anchor of the carrying object.

The broader role above this one

1 of 1 shown

The role beside it is the broader kind. A role query walks upward along this line.

  1. Source

    There is no official fact that can be tied to this relation. That is stated here rather than left out.

    Via

    No condition or exception recorded on this object.

    Consequence

    • ActorDeployer

      praxikon:eu:ai-act:actor:deployer

What points at this object

Duties resting on this role

1 of 1 shown

The duty rests on this role. A supervisory authority addresses this role when it is not met.

  1. Source

    Official fact on this object, with its locator.

    • EU Artificial Intelligence Act 2024/1689

      Locator: Article 27(1)-(5)

      praxikon:eu:ai-act:source:reg-eu-2024-1689

      Open official source

    • Digital Omnibus on AI 2026/1744

      Locator: Amended application schedule and Article 27 DPIA cross-reference

      praxikon:eu:ai-act:source:reg-eu-2026-1744

      Open official source

    Via

    • Condition | allThe system is high-risk under Article 6(2) and Annex III, excluding Annex III point 2.
    • Condition | any ofThe deployer is a body governed by public law, a private provider of public services or uses a relevant system in Annex III point 5(b) or 5(c).
    • ExceptionIn the situation covered by Article 46(1), an exemption from notification may apply. This does not generally remove the assessment itself.

    As long as this exception is not ruled out, the outcome stays conditional and you have to establish it yourself.

    Relation recorded on: Article 27: FRIA

    Consequence

Evidence this role owns

1 of 1 shown

This duty holder creates, maintains and can produce the evidence.

  1. Source

    Official fact on this object, with its locator.

    • EU Artificial Intelligence Act 2024/1689

      Locator: Article 27(1)-(5)

      praxikon:eu:ai-act:source:reg-eu-2024-1689

      Open official source

    • Digital Omnibus on AI 2026/1744

      Locator: Amended application schedule and Article 27 DPIA cross-reference

      praxikon:eu:ai-act:source:reg-eu-2026-1744

      Open official source

    Via

    • Condition | allThe system is high-risk under Article 6(2) and Annex III, excluding Annex III point 2.
    • Condition | any ofThe deployer is a body governed by public law, a private provider of public services or uses a relevant system in Annex III point 5(b) or 5(c).
    • ExceptionIn the situation covered by Article 46(1), an exemption from notification may apply. This does not generally remove the assessment itself.

    As long as this exception is not ruled out, the outcome stays conditional and you have to establish it yourself.

    Relation recorded on: Article 27: FRIA

    Consequence

Objects that are about this role

11 of 11 shown

The object is about this role. Undifferentiated: it does not follow that the duty rests on this role.

  1. Source

    This object carries no official fact of its own. The source line below sits on the obligation it hangs off; the link itself is recorded editorially.

    • EU Artificial Intelligence Act 2024/1689

      Locator: Article 27(1)-(5)

      praxikon:eu:ai-act:source:reg-eu-2024-1689

      Open official source

    • Digital Omnibus on AI 2026/1744

      Locator: Amended application schedule and Article 27 DPIA cross-reference

      praxikon:eu:ai-act:source:reg-eu-2026-1744

      Open official source

    Via

    • Condition | allYou are a body governed by public law, a private entity providing public services, or a deployer of a system under Annex III point 5(b) or 5(c), and you deploy a high-risk system under Article 6(2).
    • ExceptionHigh-risk AI systems intended for the area listed in Annex III point 2 fall outside the Article 27(1) FRIA duty.

    As long as this exception is not ruled out, the outcome stays conditional and you have to establish it yourself.

    Relation recorded on: Map the affected groups and their specific risks of harm

    Consequence

  2. Source

    This object carries no official fact of its own. The source line below sits on the obligation it hangs off; the link itself is recorded editorially.

    • EU Artificial Intelligence Act 2024/1689

      Locator: Article 27(1)-(5)

      praxikon:eu:ai-act:source:reg-eu-2024-1689

      Open official source

    • Digital Omnibus on AI 2026/1744

      Locator: Amended application schedule and Article 27 DPIA cross-reference

      praxikon:eu:ai-act:source:reg-eu-2026-1744

      Open official source

    Via

    No condition or exception recorded on this object.

    Relation recorded on: Perform a FRIA before deployment

    Consequence

  3. Source

    This object carries no official fact of its own. The source line below sits on the obligation it hangs off; the link itself is recorded editorially.

    • EU Artificial Intelligence Act 2024/1689

      Locator: Article 27(1)-(5)

      praxikon:eu:ai-act:source:reg-eu-2024-1689

      Open official source

    • Digital Omnibus on AI 2026/1744

      Locator: Amended application schedule and Article 27 DPIA cross-reference

      praxikon:eu:ai-act:source:reg-eu-2026-1744

      Open official source

    Via

    • Condition | allThe Article 27(1) FRIA duty applies to the system.

    Relation recorded on: Set up the complaint mechanism and internal governance before the system runs

    Consequence

  4. Source

    Official fact on this object, with its locator.

    • Digital Omnibus on AI 2026/1744

      Locator: Article 27 amendment and amended Article 113

      praxikon:eu:ai-act:source:reg-eu-2026-1744

      Open official source

    Via

    No condition or exception recorded on this object.

    Relation recorded on: FRIA follows new date and may cross-reference a DPIA

    Consequence

  5. Source

    This object carries no official fact of its own. The source line below sits on the obligation it hangs off; the link itself is recorded editorially.

    • EU Artificial Intelligence Act 2024/1689

      Locator: Article 27(1)-(5)

      praxikon:eu:ai-act:source:reg-eu-2024-1689

      Open official source

    • Digital Omnibus on AI 2026/1744

      Locator: Amended application schedule and Article 27 DPIA cross-reference

      praxikon:eu:ai-act:source:reg-eu-2026-1744

      Open official source

    Via

    • Condition | allThe system is in use and an assessment under Article 27(1) has been performed or relied upon.

    Relation recorded on: Currency check on the FRIA elements during use

    Consequence

  6. Source

    This object carries no official fact of its own. The source line below sits on the obligation it hangs off; the link itself is recorded editorially.

    • EU Artificial Intelligence Act 2024/1689

      Locator: Article 27(1)-(5)

      praxikon:eu:ai-act:source:reg-eu-2024-1689

      Open official source

    • Digital Omnibus on AI 2026/1744

      Locator: Amended application schedule and Article 27 DPIA cross-reference

      praxikon:eu:ai-act:source:reg-eu-2026-1744

      Open official source

    Via

    No condition or exception recorded on this object.

    Relation recorded on: Pre-deployment FRIA go/no-go

    Consequence

  7. Source

    Official fact on this object, with its locator.

    • EU Artificial Intelligence Act 2024/1689

      Locator: Article 3(4)

      praxikon:eu:ai-act:source:reg-eu-2024-1689

      Open official source

    Via

    • ExceptionUse in the course of a personal non-professional activity falls outside the definition.

    As long as this exception is not ruled out, the outcome stays conditional and you have to establish it yourself.

    Relation recorded on: Deployer

    Consequence

    • DefinitionDeployer

      praxikon:eu:ai-act:definition:definitie-gebruiksverantwoordelijke

  8. Source

    This object carries no official fact of its own. The source line below sits on the obligation it hangs off; the link itself is recorded editorially.

    • EU Artificial Intelligence Act 2024/1689

      Locator: Article 27(1)-(5)

      praxikon:eu:ai-act:source:reg-eu-2024-1689

      Open official source

    • Digital Omnibus on AI 2026/1744

      Locator: Amended application schedule and Article 27 DPIA cross-reference

      praxikon:eu:ai-act:source:reg-eu-2026-1744

      Open official source

    Via

    • Condition | allThe assessment under Article 27(1) has been performed.
    • ExceptionIn the case referred to in Article 46(1), deployers may be exempt from the notification duty; the assessment itself does not fall away.

    As long as this exception is not ruled out, the outcome stays conditional and you have to establish it yourself.

    Relation recorded on: Notification to the market surveillance authority with the completed template

    Consequence

  9. Source

    This object carries no official fact of its own. The source line below sits on the obligation it hangs off; the link itself is recorded editorially.

    • EU Artificial Intelligence Act 2024/1689

      Locator: Article 27(1)-(5)

      praxikon:eu:ai-act:source:reg-eu-2024-1689

      Open official source

    • Digital Omnibus on AI 2026/1744

      Locator: Amended application schedule and Article 27 DPIA cross-reference

      praxikon:eu:ai-act:source:reg-eu-2026-1744

      Open official source

    Via

    • Condition | allA data protection impact assessment has been carried out or is required for the same deployment.

    Relation recorded on: Crosswalk showing the FRIA complements rather than repeats the DPIA

    Consequence

  10. Source

    This object carries no official fact of its own. The source line below sits on the obligation it hangs off; the link itself is recorded editorially.

    • EU Artificial Intelligence Act 2024/1689

      Locator: Article 27(1)-(5)

      praxikon:eu:ai-act:source:reg-eu-2024-1689

      Open official source

    • Digital Omnibus on AI 2026/1744

      Locator: Amended application schedule and Article 27 DPIA cross-reference

      praxikon:eu:ai-act:source:reg-eu-2026-1744

      Open official source

    Via

    No condition or exception recorded on this object.

    Relation recorded on: FRIA report and notification

    Consequence

  11. Source

    This object carries no official fact of its own. The source line below sits on the obligation it hangs off; the link itself is recorded editorially.

    • EU Artificial Intelligence Act 2024/1689

      Locator: Article 27(1)-(5)

      praxikon:eu:ai-act:source:reg-eu-2024-1689

      Open official source

    • Digital Omnibus on AI 2026/1744

      Locator: Amended application schedule and Article 27 DPIA cross-reference

      praxikon:eu:ai-act:source:reg-eu-2026-1744

      Open official source

    Via

    No condition or exception recorded on this object.

    Relation recorded on: FRIA questionnaire

    Consequence

When this applies

No condition recorded on this object.

When this does not apply

No exception recorded on this object.

Referring to this object

Citation block

Copy this reference into your advice, article or file. The identifier, the version and the hash keep the statement findable later, even once the dataset has moved on.

Reference

Praxikon, "Credit or insurance deployer",
praxikon:eu:ai-act:actor:credit-or-insurance-deployer@1.0.0,
dataset praxikon:sys:registry:dataset:ai-act-implementation-graph 2.1.0 (schema 1.4.0),
effective_at 2024-08-01T00:00:00.000Z, known_at 2026-08-08T00:00:00.000Z,
sha256 708f7cf67870d5dee4af13b996f46aa5bf169cc0c6dbb59da14d300ee15052e0,
https://www.praxikon.com/en/verkenner/actor/credit-or-insurance-deployer
(https://www.praxikon.com/api/v1/entities?id=praxikon%3Aeu%3Aai-act%3Aactor%3Acredit-or-insurance-deployer&effective_at=2024-08-01&known_at=2026-08-08&lang=en, accessed 2026-08-23)

Short form

praxikon:eu:ai-act:actor:credit-or-insurance-deployer@1.0.0 (sha256 708f7cf6)

BibTeX

@misc{praxikon-eu-ai-act-actor-credit-or-insurance-deployer-1-0-0,
  author       = {{Praxikon}},
  title        = {Credit or insurance deployer},
  year         = {2026},
  version      = {1.0.0},
  number       = {praxikon:eu:ai-act:actor:credit-or-insurance-deployer},
  howpublished = {AI Act Change \& Evidence Graph, dataset 2.1.0, schema 1.4.0},
  note         = {effective_at 2024-08-01T00:00:00.000Z; known_at 2026-08-08T00:00:00.000Z; sha256 708f7cf67870d5dee4af13b996f46aa5bf169cc0c6dbb59da14d300ee15052e0},
  url          = {https://www.praxikon.com/en/verkenner/actor/credit-or-insurance-deployer},
  urldate      = {2026-08-23},
  language     = {en}
}

CSL JSON

[
  {
    "id": "praxikon:eu:ai-act:actor:credit-or-insurance-deployer@1.0.0",
    "type": "dataset",
    "title": "Credit or insurance deployer",
    "container-title": "AI Act Change & Evidence Graph",
    "publisher": "Praxikon",
    "version": "1.0.0",
    "number": "praxikon:eu:ai-act:actor:credit-or-insurance-deployer",
    "URL": "https://www.praxikon.com/en/verkenner/actor/credit-or-insurance-deployer",
    "language": "en",
    "issued": {
      "date-parts": [
        [
          2026,
          8,
          8
        ]
      ]
    },
    "accessed": {
      "date-parts": [
        [
          2026,
          8,
          23
        ]
      ]
    },
    "note": "dataset praxikon:sys:registry:dataset:ai-act-implementation-graph 2.1.0; schema 1.4.0; effective_at 2024-08-01T00:00:00.000Z; known_at 2026-08-08T00:00:00.000Z; sha256 708f7cf67870d5dee4af13b996f46aa5bf169cc0c6dbb59da14d300ee15052e0; retrieved_from https://www.praxikon.com/api/v1/entities?id=praxikon%3Aeu%3Aai-act%3Aactor%3Acredit-or-insurance-deployer&effective_at=2024-08-01&known_at=2026-08-08&lang=en; licence https://www.praxikon.com/nl/legal/terms"
  }
]

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